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AAA Scholarship Foundation: a 2026-27 guide for Florida families

AAA key facts

AAA Scholarship Foundation key facts for Florida families
FactValueOfficial source
AAA Scholarship Management Platform AAA families apply and manage their account in the Scholarship Management Platform (SMP) AAA: Scholarship Management Platform FAQ
AAA FES-UA direct payment to providers FES-UA families can ask AAA to pay a provider directly by submitting a Direct Vendor Payment Request with the provider's invoice AAA FES-UA parent and school handbook (PDF)
AAA PEP reimbursement PEP through AAA is a reimbursement program: you pay the provider, then request repayment in the Scholarship Management Platform AAA: Personalized Education Program (PEP)
AAA new application deadline November 15, 2026 AAA: Unique Abilities (FES-UA) scholarship
AAA new FES-UA acceptance deadline December 15, 2026 AAA: Unique Abilities (FES-UA) scholarship
AAA PEP funding schedule PEP accounts are funded in four quarterly amounts, on September 1, November 1, February 1, and April 1 AAA: Personalized Education Program (PEP)
AAA family support 888-707-2465 or info@aaascholarships.org Contact AAA Scholarship Foundation

What is AAA Scholarship Foundation?

AAA Scholarship Foundation is a nonprofit scholarship funding organization approved by the state to run some of Florida’s K-12 scholarships. It takes applications, funds student accounts, and pays out scholarship money for eligible expenses.

It is not the only one. Florida has three scholarship funding organizations for 2026-27: AAA Scholarship Foundation, Step Up For Students, and Sunshine State Kids, and a family works with just one of them at a time for a student’s scholarship.

AAA also runs programs in other states. If you search online, make sure you are reading AAA’s Florida pages, not another state’s.

Which scholarships AAA runs in Florida

In Florida, AAA runs the Unique Abilities Scholarship (FES-UA), the Personalized Education Program (PEP), and the Florida Tax Credit (FTC) and FES-EO private school scholarships. The Unique Abilities Scholarship (FES-UA) and the Personalized Education Program (PEP) are the two that matter most for tutoring.

  • Unique Abilities Scholarship (FES-UA): for students with a qualifying diagnosis. AAA calls it the scholarship formerly known as Gardiner and McKay.
  • Personalized Education Program (PEP): for students who are not enrolled full time in a public or private school, such as many homeschool families.
  • Florida Tax Credit (FTC) and Family Empowerment Scholarship for Educational Options (FES-EO): private school scholarships that pay tuition and fees first.

None of this is a promise of eligibility. AAA reviews every application and makes the final decision.

How paying for tutoring works with AAA

With AAA, how you pay a tutor depends on the scholarship. FES-UA families can ask AAA to pay the tutor directly, while PEP families pay the tutor first and ask AAA to pay them back.

Everything happens in AAA’s Scholarship Management Platform. AAA does not have a marketplace for direct purchases yet; purchases go through approved methods or reimbursement, so there is no provider list to search the way there is in Step Up’s Education Market Assistant (EMA).

  1. Get an invoice from your tutor

    It lists the session dates, the services, the amount, and your child’s name.

  2. Log in to the Scholarship Management Platform

    Open your child’s dashboard and start a new payment request.

  3. Choose direct payment to the provider

    Pick the vendor payment option and attach my invoice.

  4. AAA reviews and pays

    AAA checks the request and, once it is approved, pays the provider by bank transfer.

Read the full guide to paying for tutoring with AAA

PEP through AAA means paying first

PEP through AAA works by reimbursement, so you pay for tutoring yourself and then ask AAA to pay you back. AAA runs PEP as a reimbursement program. Parents pay for an educational good or service themselves, then submit a reimbursement request in AAA's Scholarship Management Platform.

Keep every receipt. AAA says reimbursement requests need the provider's paid receipt listing the services, the date, and the student's name, and I include all of that on every receipt I send.

Pre-authorization is optional for PEP. If you want AAA to confirm an expense before you pay, pre-authorization is optional for PEP; families email AAA's form to PEP@aaascholarships.org.

Private school scholarships and tutoring

If your child has an FTC or FES-EO scholarship through AAA, tuition and fees come first. After that, FTC and FES-EO funds left after private school tuition and fees may pay for part-time tutoring.

AAA does not publish step-by-step instructions for using leftover funds on tutoring. Call AAA family support before you plan around them.

Award amounts in Palm Beach County

AAA award amounts are set by the state, so they match Step Up’s for the same scholarship, grade, and county. Here are the 2026-27 figures for Palm Beach County.

Your real balance is the one in your Scholarship Management Platform account. The tutoring budget planner works for AAA awards too, because the amounts are the same.

Key AAA dates for 2026-27

The most important AAA dates this fall are for new applications. AAA accepts new FES-UA and private school applications through November 15, 2026.

Step Up or AAA: what is different

The scholarships and award amounts are the same, but the systems for paying are different. Step Up pays approved providers through its EMA marketplace, while AAA uses payment requests in its Scholarship Management Platform.

You can only use one organization at a time for a student. PEP funds do not transfer between scholarship organizations, so think it through before you switch. The Step Up and AAA comparison covers the details.

Working with me as an AAA family

I work with families who have AAA scholarships, at the same rate I charge every family. For FES-UA, I send invoices you can submit for direct payment; for PEP, I send paid receipts you can submit for reimbursement.

I am a Florida-certified teacher, and AAA says a valid Florida educator's certificate is one of the credentials that qualifies a part-time tutor. I teach in person in Palm Beach County and online anywhere in Florida, because credentialed tutors may deliver services virtually.

There are no discounts, gifts, or incentives tied to scholarship spending. If you are not sure how to pay, we can walk through it on a free fit call.

Every AAA guide

AAA

Paying for tutoring with AAA

FES-UA direct vendor payments, PEP reimbursement, what receipts need, and how online tutoring fits.

7 min read · Reviewed Oct 2026

AAA

FES-UA and PEP through AAA

Who each scholarship serves, 2026-27 dates and amounts, how funding arrives, and how each pays for tutoring.

7 min read · Reviewed Oct 2026

AAA

Step Up or AAA

Same scholarships and amounts, different systems: portals, paying a tutor, PEP, and switching rules.

6 min read · Reviewed Oct 2026

AAA questions parents ask

Is this site part of AAA Scholarship Foundation?

No. I am an independent tutor who works with AAA families, and this is my plain-language guide. AAA makes every decision about eligibility and payments, so always confirm details in its official handbooks.

Can AAA pay my tutor directly?

Does AAA have a provider list like Step Up’s EMA?

Not yet. AAA does not have a marketplace for direct purchases yet; purchases go through approved methods or reimbursement. You name your tutor on each payment request, and AAA checks the tutor’s credentials when it reviews it.

Can my child have a scholarship with both Step Up and AAA?

Are AAA award amounts different from Step Up’s?

No. The state sets the amounts, so they match. In Palm Beach County, FES-UA awards are $11,054 (K-3), $10,452 (grades 4-8), and $10,255 (grades 9-12) at the base need level.

FES-UA and PEP through AAA

How do I reach AAA?

Call or email AAA family support at 888-707-2465 or info@aaascholarships.org. AAA asks callers to leave a message so it can call back.

Official sources

Program rules change each school year. These are the documents this page is based on.

  1. AAA Scholarship Foundation: Florida scholarships · Step Up For Students
  2. AAA purchasing handbook for FTC, PEP, and FES-EO, 2026-27 (PDF) · Step Up For Students
  3. AAA FES-UA parent and school handbook (PDF) · Step Up For Students
  4. FES-UA purchasing guide, 2026-27 (UCF Florida Center for Students with Unique Abilities) · Step Up For Students
  5. FLDOE: scholarship funding organizations, 2026-27 · Step Up For Students
  6. AAA: Scholarship Management Platform FAQ · Step Up For Students
  7. AAA: Personalized Education Program (PEP) · Step Up For Students
  8. AAA: 2026-27 FES-UA award amounts (PDF) · Step Up For Students
  9. AAA: 2026-27 FTC and PEP award amounts (PDF) · Step Up For Students
  10. AAA: Unique Abilities (FES-UA) scholarship · Step Up For Students
  11. Contact AAA Scholarship Foundation · Step Up For Students

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